Branch Details — YESB0MCA018
| Bank Name | Meghalaya Co-operative Apex Bank |
| Branch Name | Meghalaya COOP APEX BANK Umsning |
| IFSC Code | YESB0MCA018 |
| MICR Code | 793618509 |
| Bank Code (RBI) | YESB |
| Branch Code | MCA018 |
| Address | UMSNING,RIBHOI 793103 |
| City | Ri Bhoi |
| District | Nongpoh |
| State | Meghalaya |
| Contact | +913638262226 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using YESB0MCA018
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC YESB0MCA018.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC YESB0MCA018.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is YESB0MCA018. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Meghalaya Co-operative Apex Bank Meghalaya COOP APEX BANK Umsning branch, Ri Bhoi, Meghalaya.
The MICR code is 793618509. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UMSNING,RIBHOI 793103. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
YESB identifies Meghalaya Co-operative Apex Bank. The 5th character 0 is reserved by RBI. The last 6 characters MCA018 identify the Meghalaya COOP APEX BANK Umsning branch.
Yes. Meghalaya Co-operative Apex Bank Meghalaya COOP APEX BANK Umsning Branch (IFSC: YESB0MCA018) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC YESB0MCA018 → select NEFT/RTGS/IMPS → confirm with OTP.