Branch Details — NKGS0000038
| Bank Name | NKGSB Co-operative Bank |
| Branch Name | Belgaum |
| IFSC Code | NKGS0000038 |
| MICR Code | 403086002 |
| Bank Code (RBI) | NKGS |
| Branch Code | 000038 |
| Address | ISHAN OPUS,CONGRESS ROAD, TILAKWADI, BELGAUM -590 006 |
| City | Belagavi |
| District | Belgaum |
| State | Karnataka |
| Contact | +918312401311 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using NKGS0000038
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC NKGS0000038.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC NKGS0000038.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is NKGS0000038. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at NKGSB Co-operative Bank Belgaum branch, Belagavi, Karnataka.
The MICR code is 403086002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ISHAN OPUS,CONGRESS ROAD, TILAKWADI, BELGAUM -590 006. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
NKGS identifies NKGSB Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000038 identify the Belgaum branch.
Yes. NKGSB Co-operative Bank Belgaum Branch (IFSC: NKGS0000038) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC NKGS0000038 → select NEFT/RTGS/IMPS → confirm with OTP.