North East Small Finance Bank (NESFB) IFSC Code — Complete Guide
North East Small Finance Bank received its licence from RBI in 2017, having originated from RGVN (North East) Microfinance Ltd, a Guwahati-based microfinance institution. Headquartered in Tezpur, Assam, NESFB has 200+ branches predominantly in Assam, Meghalaya, Manipur, Tripura, and other northeastern states. The bank is India's only SFB focused on the northeast and plays a critical role in financial inclusion in this underserved region.
How to Find NESFB IFSC Code
- Use the search tool above — select state, district and branch
- Check your NESFB cheque book — IFSC at top of every leaf
- Front page of your NESFB passbook
- NESFB net banking → Account Details
Are Small Finance Bank Deposits Safe?
Yes. All Small Finance Banks are regulated by the Reserve Bank of India (RBI) under the Banking Regulation Act, 1949. Deposits up to ₹5 lakh per depositor are insured under the Deposit Insurance and Credit Guarantee Corporation (DICGC). SFBs typically offer higher interest rates on savings accounts and FDs than commercial banks.
NEFT, RTGS and IMPS Availability
- NEFT: Available 24×7. All SFBs are fully NEFT-enabled. Settled every 30 minutes.
- RTGS: Available 24×7. Minimum ₹2 lakh. Suitable for high-value transfers.
- IMPS: 24×7 instant transfers. All SFBs support IMPS up to ₹5 lakh.
Why SFBs Have Unique IFSC Codes
Each Small Finance Bank branch has its own unique IFSC code just like any scheduled commercial bank. SFBs participate fully in India's electronic payment network (NEFT/RTGS/IMPS) and have IFSC codes assigned by RBI. The first 4 characters identify the SFB, and the last 6 identify the specific branch.