Branch Details — PSIB0000730

Bank NamePunjab & Sind Bank
Branch NameJammu Digiana
IFSC CodePSIB0000730
MICR Code180023002
Bank Code (RBI)PSIB
Branch Code000730
AddressSRI SANT MELA SINGH TECHNICAL ASHRAM DIGIANA JAMMU JAMMU AND KASHMIR 180001
CityJammu
DistrictDigiana
StateJammu and Kashmir
Contact+917347044939
Toll Free1800-419-8300
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using PSIB0000730

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PSIB0000730.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PSIB0000730.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is PSIB0000730. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab & Sind Bank Jammu Digiana branch, Jammu, Jammu and Kashmir.
The MICR code is 180023002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SRI SANT MELA SINGH TECHNICAL ASHRAM DIGIANA JAMMU JAMMU AND KASHMIR 180001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PSIB identifies Punjab & Sind Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000730 identify the Jammu Digiana branch.
Yes. Punjab & Sind Bank Jammu Digiana Branch (IFSC: PSIB0000730) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PSIB0000730 → select NEFT/RTGS/IMPS → confirm with OTP.

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