Branch Details — PSIB0000062
| Bank Name | Punjab & Sind Bank |
| Branch Name | Harchowal |
| IFSC Code | PSIB0000062 |
| MICR Code | 143023260 |
| Bank Code (RBI) | PSIB |
| Branch Code | 000062 |
| Address | HARCHOWAL TEH.BATALA, DISTT. GURDASPUR , PUNJAB - 143527 |
| City | Gurdaspur |
| District | Harchowal |
| State | Punjab |
| Contact | +911872252436 |
| Toll Free | 1800-419-8300 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PSIB0000062
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PSIB0000062.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PSIB0000062.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PSIB0000062. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab & Sind Bank Harchowal branch, Gurdaspur, Punjab.
The MICR code is 143023260. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: HARCHOWAL TEH.BATALA, DISTT. GURDASPUR , PUNJAB - 143527. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PSIB identifies Punjab & Sind Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000062 identify the Harchowal branch.
Yes. Punjab & Sind Bank Harchowal Branch (IFSC: PSIB0000062) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PSIB0000062 → select NEFT/RTGS/IMPS → confirm with OTP.