Branch Details — PSIB0021035
| Bank Name | Punjab & Sind Bank |
| Branch Name | Khera |
| IFSC Code | PSIB0021035 |
| MICR Code | 144023208 |
| Bank Code (RBI) | PSIB |
| Branch Code | 021035 |
| Address | VILLAGE KHERA, P.O. CHACHOKI DISTT. KAPURTHALA, JALANDHAR-144 632 |
| City | Kapurthala |
| District | Khera Dona |
| State | Punjab |
| Contact | +911824254543 |
| Toll Free | 1800-419-8300 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PSIB0021035
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PSIB0021035.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PSIB0021035.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PSIB0021035. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab & Sind Bank Khera branch, Kapurthala, Punjab.
The MICR code is 144023208. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VILLAGE KHERA, P.O. CHACHOKI DISTT. KAPURTHALA, JALANDHAR-144 632. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PSIB identifies Punjab & Sind Bank. The 5th character 0 is reserved by RBI. The last 6 characters 021035 identify the Khera branch.
Yes. Punjab & Sind Bank Khera Branch (IFSC: PSIB0021035) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PSIB0021035 → select NEFT/RTGS/IMPS → confirm with OTP.