Branch Details — PSIB0020961
| Bank Name | Punjab & Sind Bank |
| Branch Name | Milak Gurdwara DERA BABA Nagina Singh Sabha DH |
| IFSC Code | PSIB0020961 |
| MICR Code | 244023152 |
| Bank Code (RBI) | PSIB |
| Branch Code | 020961 |
| Address | MILAK DISTT RAMPUR, DISTT. RAMPUR, UTTAR PRADESH - 244921 |
| City | Rampur |
| District | Rampur |
| State | Uttar Pradesh |
| Contact | +915960224110 |
| Toll Free | 1800-419-8300 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PSIB0020961
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PSIB0020961.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PSIB0020961.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PSIB0020961. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab & Sind Bank Milak Gurdwara DERA BABA Nagina Singh Sabha DH branch, Rampur, Uttar Pradesh.
The MICR code is 244023152. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: MILAK DISTT RAMPUR, DISTT. RAMPUR, UTTAR PRADESH - 244921. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PSIB identifies Punjab & Sind Bank. The 5th character 0 is reserved by RBI. The last 6 characters 020961 identify the Milak Gurdwara DERA BABA Nagina Singh Sabha DH branch.
Yes. Punjab & Sind Bank Milak Gurdwara DERA BABA Nagina Singh Sabha DH Branch (IFSC: PSIB0020961) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PSIB0020961 → select NEFT/RTGS/IMPS → confirm with OTP.