Branch Details — PUNB0078120
| Bank Name | Punjab National Bank |
| Branch Name | Rajabazar-Joypur |
| IFSC Code | PUNB0078120 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 078120 |
| Address | PO-JOYPUR RAJABAZAR,CACHAR |
| City | Cachar |
| District | Rajabazar-Joypur |
| State | Assam |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0078120
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0078120.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0078120.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0078120. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Rajabazar-Joypur branch, Cachar, Assam.
This branch has not been allotted an MICR code in RBI records.
Address: PO-JOYPUR RAJABAZAR,CACHAR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 078120 identify the Rajabazar-Joypur branch.
Yes. Punjab National Bank Rajabazar-Joypur Branch (IFSC: PUNB0078120) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0078120 → select NEFT/RTGS/IMPS → confirm with OTP.