Branch Details — PUNB0806400
| Bank Name | Punjab National Bank |
| Branch Name | PNB LOAN Point RAM Nagaon |
| IFSC Code | PUNB0806400 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 806400 |
| Address | NAGAON NAGAON AS NAGAO |
| City | Jammu |
| District | Jammu |
| State | Assam |
| Contact | +911123765326 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0806400
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0806400.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0806400.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0806400. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank PNB LOAN Point RAM Nagaon branch, Jammu, Assam.
This branch has not been allotted an MICR code in RBI records.
Address: NAGAON NAGAON AS NAGAO. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 806400 identify the PNB LOAN Point RAM Nagaon branch.
Yes. Punjab National Bank PNB LOAN Point RAM Nagaon Branch (IFSC: PUNB0806400) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0806400 → select NEFT/RTGS/IMPS → confirm with OTP.