Branch Details — PUNB0321200
| Bank Name | Punjab National Bank |
| Branch Name | Lumding College Rd, Distt. Nag |
| IFSC Code | PUNB0321200 |
| MICR Code | 782024504 |
| Bank Code (RBI) | PUNB |
| Branch Code | 321200 |
| Address | COLLEGE ROAD, OPP. LUMDING POST OFFICE |
| City | Nagaon |
| District | Lumding, Distt Nagaon, Assam |
| State | Assam |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0321200
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0321200.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0321200.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0321200. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Lumding College Rd, Distt. Nag branch, Nagaon, Assam.
The MICR code is 782024504. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: COLLEGE ROAD, OPP. LUMDING POST OFFICE. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 321200 identify the Lumding College Rd, Distt. Nag branch.
Yes. Punjab National Bank Lumding College Rd, Distt. Nag Branch (IFSC: PUNB0321200) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0321200 → select NEFT/RTGS/IMPS → confirm with OTP.