Branch Details — PUNB0157100
| Bank Name | Punjab National Bank |
| Branch Name | GAYA Chand Chaura, Distt. GAYA |
| IFSC Code | PUNB0157100 |
| MICR Code | 823024004 |
| Bank Code (RBI) | PUNB |
| Branch Code | 157100 |
| Address | CHAND CHAURA |
| City | Gaya |
| District | Gaya, Bihar |
| State | Bihar |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0157100
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0157100.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0157100.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0157100. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank GAYA Chand Chaura, Distt. GAYA branch, Gaya, Bihar.
The MICR code is 823024004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: CHAND CHAURA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 157100 identify the GAYA Chand Chaura, Distt. GAYA branch.
Yes. Punjab National Bank GAYA Chand Chaura, Distt. GAYA Branch (IFSC: PUNB0157100) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0157100 → select NEFT/RTGS/IMPS → confirm with OTP.