Branch Details — PUNB0124320
| Bank Name | Punjab National Bank |
| Branch Name | Bhavnagar |
| IFSC Code | PUNB0124320 |
| MICR Code | 364024003 |
| Bank Code (RBI) | PUNB |
| Branch Code | 124320 |
| Address | LATIBAZAR KHAR GATE,BHAVNAGAR |
| City | Bhavnagar |
| District | Bhavnagar |
| State | Gujarat |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0124320
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0124320.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0124320.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0124320. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Bhavnagar branch, Bhavnagar, Gujarat.
The MICR code is 364024003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: LATIBAZAR KHAR GATE,BHAVNAGAR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 124320 identify the Bhavnagar branch.
Yes. Punjab National Bank Bhavnagar Branch (IFSC: PUNB0124320) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0124320 → select NEFT/RTGS/IMPS → confirm with OTP.