Branch Details — PUNB0453500
| Bank Name | Punjab National Bank |
| Branch Name | Surat, Udhna Road |
| IFSC Code | PUNB0453500 |
| MICR Code | 395024010 |
| Bank Code (RBI) | PUNB |
| Branch Code | 453500 |
| Address | IST FLOOR, CROSS CORNER, |
| City | Opposite Silicon Shoping Mall,udhna Main Road |
| District | Surat |
| State | Gujarat |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0453500
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0453500.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0453500.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0453500. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Surat, Udhna Road branch, Opposite Silicon Shoping Mall,udhna Main Road, Gujarat.
The MICR code is 395024010. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: IST FLOOR, CROSS CORNER,. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 453500 identify the Surat, Udhna Road branch.
Yes. Punjab National Bank Surat, Udhna Road Branch (IFSC: PUNB0453500) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0453500 → select NEFT/RTGS/IMPS → confirm with OTP.