Branch Details — PUNB0163710
| Bank Name | Punjab National Bank |
| Branch Name | Adajan - Surat |
| IFSC Code | PUNB0163710 |
| MICR Code | 395024034 |
| Bank Code (RBI) | PUNB |
| Branch Code | 163710 |
| Address | G-1 TRINITY BUSIS PARK NEAR GREEN ARCADE ADAJ 395009 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +912612744420 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0163710
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0163710.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0163710.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0163710. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Adajan - Surat branch, Surat, Gujarat.
The MICR code is 395024034. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: G-1 TRINITY BUSIS PARK NEAR GREEN ARCADE ADAJ 395009. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 163710 identify the Adajan - Surat branch.
Yes. Punjab National Bank Adajan - Surat Branch (IFSC: PUNB0163710) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0163710 → select NEFT/RTGS/IMPS → confirm with OTP.