Branch Details — PUNB0972700
| Bank Name | Punjab National Bank |
| Branch Name | MOTA Varachha |
| IFSC Code | PUNB0972700 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 972700 |
| Address | SHOP NO 1 TO 5 GF DHARA ARCADE NEAR SWAMI NARAYAN TEMPLE SURAT GUJARAT 394101 |
| City | Surat |
| District | MOTA Varachha |
| State | Gujarat |
| Contact | +917226006844 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0972700
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0972700.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0972700.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0972700. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank MOTA Varachha branch, Surat, Gujarat.
This branch has not been allotted an MICR code in RBI records.
Address: SHOP NO 1 TO 5 GF DHARA ARCADE NEAR SWAMI NARAYAN TEMPLE SURAT GUJARAT 394101. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 972700 identify the MOTA Varachha branch.
Yes. Punjab National Bank MOTA Varachha Branch (IFSC: PUNB0972700) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0972700 → select NEFT/RTGS/IMPS → confirm with OTP.