Branch Details — PUNB0091010
| Bank Name | Punjab National Bank |
| Branch Name | Surat-Ghoddod Road |
| IFSC Code | PUNB0091010 |
| MICR Code | 395024031 |
| Bank Code (RBI) | PUNB |
| Branch Code | 091010 |
| Address | L-4,ABHUSHAN COMPLEX, GHODDOD ROAD,SURAT 395007 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +912612222609 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0091010
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0091010.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0091010.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0091010. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Surat-Ghoddod Road branch, Surat, Gujarat.
The MICR code is 395024031. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: L-4,ABHUSHAN COMPLEX, GHODDOD ROAD,SURAT 395007. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 091010 identify the Surat-Ghoddod Road branch.
Yes. Punjab National Bank Surat-Ghoddod Road Branch (IFSC: PUNB0091010) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0091010 → select NEFT/RTGS/IMPS → confirm with OTP.