Branch Details — PUNB0028600
| Bank Name | Punjab National Bank |
| Branch Name | Karnal Model Town, Distt. Karn |
| IFSC Code | PUNB0028600 |
| MICR Code | 132024103 |
| Bank Code (RBI) | PUNB |
| Branch Code | 028600 |
| Address | MODEL TOWN,KARNAL |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0028600
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0028600.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0028600.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0028600. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Karnal Model Town, Distt. Karn branch, Karnal, Haryana.
The MICR code is 132024103. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: MODEL TOWN,KARNAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 028600 identify the Karnal Model Town, Distt. Karn branch.
Yes. Punjab National Bank Karnal Model Town, Distt. Karn Branch (IFSC: PUNB0028600) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0028600 → select NEFT/RTGS/IMPS → confirm with OTP.