Branch Details — PUNB0199000
| Bank Name | Punjab National Bank |
| Branch Name | Bankhandi, Distt. Kangra ,hp |
| IFSC Code | PUNB0199000 |
| MICR Code | 176024360 |
| Bank Code (RBI) | PUNB |
| Branch Code | 199000 |
| Address | VPO BANKHANDI, DEHRA, DIST KANGRA |
| City | Bankhandi (distt Kangra) |
| District | Bankhandi ,distt Kangra |
| State | Himachal Pradesh |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0199000
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0199000.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0199000.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0199000. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Bankhandi, Distt. Kangra ,hp branch, Bankhandi (distt Kangra), Himachal Pradesh.
The MICR code is 176024360. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VPO BANKHANDI, DEHRA, DIST KANGRA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 199000 identify the Bankhandi, Distt. Kangra ,hp branch.
Yes. Punjab National Bank Bankhandi, Distt. Kangra ,hp Branch (IFSC: PUNB0199000) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0199000 → select NEFT/RTGS/IMPS → confirm with OTP.