Branch Details — PUNB0963700
| Bank Name | Punjab National Bank |
| Branch Name | PNB Gadiara |
| IFSC Code | PUNB0963700 |
| MICR Code | 176024119 |
| Bank Code (RBI) | PUNB |
| Branch Code | 963700 |
| Address | VILL GADIARA PO BHAWARNA TEH PALAMPUR DIST KANGRA HP PALPR 176083 |
| City | Kangra |
| District | Gadiara |
| State | Himachal Pradesh |
| Contact | +919418186167 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0963700
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0963700.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0963700.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0963700. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank PNB Gadiara branch, Kangra, Himachal Pradesh.
The MICR code is 176024119. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VILL GADIARA PO BHAWARNA TEH PALAMPUR DIST KANGRA HP PALPR 176083. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 963700 identify the PNB Gadiara branch.
Yes. Punjab National Bank PNB Gadiara Branch (IFSC: PUNB0963700) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0963700 → select NEFT/RTGS/IMPS → confirm with OTP.