Branch Details — PUNB0199300
| Bank Name | Punjab National Bank |
| Branch Name | Karchham Dist.kinnaur ,H.p. |
| IFSC Code | PUNB0199300 |
| MICR Code | 172024152 |
| Bank Code (RBI) | PUNB |
| Branch Code | 199300 |
| Address | VILL KARCHHAM, PO KARCHHAM(M) 94181-20105 |
| City | Karchham (h.p.) |
| District | Karchham ,H.p. |
| State | Himachal Pradesh |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0199300
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0199300.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0199300.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0199300. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Karchham Dist.kinnaur ,H.p. branch, Karchham (h.p.), Himachal Pradesh.
The MICR code is 172024152. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VILL KARCHHAM, PO KARCHHAM(M) 94181-20105. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 199300 identify the Karchham Dist.kinnaur ,H.p. branch.
Yes. Punjab National Bank Karchham Dist.kinnaur ,H.p. Branch (IFSC: PUNB0199300) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0199300 → select NEFT/RTGS/IMPS → confirm with OTP.