Branch Details — PUNB0641200
| Bank Name | Punjab National Bank |
| Branch Name | Panchrukhi |
| IFSC Code | PUNB0641200 |
| MICR Code | 176024264 |
| Bank Code (RBI) | PUNB |
| Branch Code | 641200 |
| Address | VPO PANCHRUKHI TEH. PALAMPUR, DISTT |
| City | Panchrukhi, Distt. Kangra |
| District | Panchrukhi, Distt. Kangra |
| State | Himachal Pradesh |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0641200
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0641200.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0641200.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0641200. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Panchrukhi branch, Panchrukhi, Distt. Kangra, Himachal Pradesh.
The MICR code is 176024264. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VPO PANCHRUKHI TEH. PALAMPUR, DISTT. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 641200 identify the Panchrukhi branch.
Yes. Punjab National Bank Panchrukhi Branch (IFSC: PUNB0641200) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0641200 → select NEFT/RTGS/IMPS → confirm with OTP.