Branch Details — PUNB0070200
| Bank Name | Punjab National Bank |
| Branch Name | Jammu Gandhi Nagar, Distt. JAM |
| IFSC Code | PUNB0070200 |
| MICR Code | 180024016 |
| Bank Code (RBI) | PUNB |
| Branch Code | 070200 |
| Address | GANDHI NAGAR |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0070200
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0070200.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0070200.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0070200. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Jammu Gandhi Nagar, Distt. JAM branch, Jammu, Jammu and Kashmir.
The MICR code is 180024016. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GANDHI NAGAR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 070200 identify the Jammu Gandhi Nagar, Distt. JAM branch.
Yes. Punjab National Bank Jammu Gandhi Nagar, Distt. JAM Branch (IFSC: PUNB0070200) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0070200 → select NEFT/RTGS/IMPS → confirm with OTP.