Branch Details — PUNB0971200
| Bank Name | Punjab National Bank |
| Branch Name | Bani, Dist Kathua |
| IFSC Code | PUNB0971200 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 971200 |
| Address | BANI, DIST KATHUA, JAMMU AND KASHMIR BANI JAMMU & KASHMIR 184206 |
| City | Kathua |
| District | Banni |
| State | Jammu and Kashmir |
| Contact | +919796287000 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0971200
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0971200.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0971200.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0971200. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Bani, Dist Kathua branch, Kathua, Jammu and Kashmir.
This branch has not been allotted an MICR code in RBI records.
Address: BANI, DIST KATHUA, JAMMU AND KASHMIR BANI JAMMU & KASHMIR 184206. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 971200 identify the Bani, Dist Kathua branch.
Yes. Punjab National Bank Bani, Dist Kathua Branch (IFSC: PUNB0971200) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0971200 → select NEFT/RTGS/IMPS → confirm with OTP.