Branch Details — PUNB0128210
| Bank Name | Punjab National Bank |
| Branch Name | Kakryal Mata Vaishnodevi Univ |
| IFSC Code | PUNB0128210 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 128210 |
| Address | SHRI MATA VAISHNODEVI UNIVBBLOCK KAKRYALREASI JK |
| City | Reasi (jk) |
| District | Reasi Jk |
| State | Jammu and Kashmir |
| Contact | +911991285734 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0128210
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0128210.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0128210.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0128210. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Kakryal Mata Vaishnodevi Univ branch, Reasi (jk), Jammu and Kashmir.
This branch has not been allotted an MICR code in RBI records.
Address: SHRI MATA VAISHNODEVI UNIVBBLOCK KAKRYALREASI JK. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 128210 identify the Kakryal Mata Vaishnodevi Univ branch.
Yes. Punjab National Bank Kakryal Mata Vaishnodevi Univ Branch (IFSC: PUNB0128210) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0128210 → select NEFT/RTGS/IMPS → confirm with OTP.