Branch Details — PUNB0040400
| Bank Name | Punjab National Bank |
| Branch Name | Ranchi SN Ganguli Road, Distt. |
| IFSC Code | PUNB0040400 |
| MICR Code | 834024002 |
| Bank Code (RBI) | PUNB |
| Branch Code | 040400 |
| Address | SN GANGULY ROAD, |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0040400
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0040400.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0040400.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0040400. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Ranchi SN Ganguli Road, Distt. branch, Ranchi, Jharkhand.
The MICR code is 834024002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SN GANGULY ROAD,. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 040400 identify the Ranchi SN Ganguli Road, Distt. branch.
Yes. Punjab National Bank Ranchi SN Ganguli Road, Distt. Branch (IFSC: PUNB0040400) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0040400 → select NEFT/RTGS/IMPS → confirm with OTP.