Branch Details — PUNB0452800
| Bank Name | Punjab National Bank |
| Branch Name | Oachira |
| IFSC Code | PUNB0452800 |
| MICR Code | 690024252 |
| Bank Code (RBI) | PUNB |
| Branch Code | 452800 |
| Address | GANDHI NIVAS, OPP TO UAE EXCHANGE |
| City | Eastern Side Of Nh, Oachira |
| District | Oachira |
| State | Kerala |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0452800
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0452800.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0452800.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0452800. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Oachira branch, Eastern Side Of Nh, Oachira, Kerala.
The MICR code is 690024252. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GANDHI NIVAS, OPP TO UAE EXCHANGE. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 452800 identify the Oachira branch.
Yes. Punjab National Bank Oachira Branch (IFSC: PUNB0452800) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0452800 → select NEFT/RTGS/IMPS → confirm with OTP.