Branch Details — PUNB0445900
| Bank Name | Punjab National Bank |
| Branch Name | Asset Recovery Management BR |
| IFSC Code | PUNB0445900 |
| MICR Code | 211024016 |
| Bank Code (RBI) | PUNB |
| Branch Code | 445900 |
| Address | 3RD FLOOR,40/1461, CONVENT JUNCTION |
| City | Market Road, Ernakulam |
| District | Ernakulam |
| State | Kerala |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0445900
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0445900.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0445900.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0445900. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Asset Recovery Management BR branch, Market Road, Ernakulam, Kerala.
The MICR code is 211024016. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 3RD FLOOR,40/1461, CONVENT JUNCTION. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 445900 identify the Asset Recovery Management BR branch.
Yes. Punjab National Bank Asset Recovery Management BR Branch (IFSC: PUNB0445900) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0445900 → select NEFT/RTGS/IMPS → confirm with OTP.