Branch Details — PUNB0497100
| Bank Name | Punjab National Bank |
| Branch Name | Ayodhya Nagar Bhopal |
| IFSC Code | PUNB0497100 |
| MICR Code | 462024013 |
| Bank Code (RBI) | PUNB |
| Branch Code | 497100 |
| Address | SAGAR AVENUE AYODHYA BYPASS |
| City | Road Bhopal |
| District | Bhopal |
| State | Madhya Pradesh |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0497100
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0497100.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0497100.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0497100. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Ayodhya Nagar Bhopal branch, Road Bhopal, Madhya Pradesh.
The MICR code is 462024013. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SAGAR AVENUE AYODHYA BYPASS. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 497100 identify the Ayodhya Nagar Bhopal branch.
Yes. Punjab National Bank Ayodhya Nagar Bhopal Branch (IFSC: PUNB0497100) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0497100 → select NEFT/RTGS/IMPS → confirm with OTP.