Branch Details — PUNB0494200
| Bank Name | Punjab National Bank |
| Branch Name | Chaheru Distt. Kapurthala |
| IFSC Code | PUNB0494200 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 494200 |
| Address | VPO CHAHERU |
| City | Kapurthala |
| District | Kapurthala |
| State | Punjab |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0494200
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0494200.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0494200.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0494200. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Chaheru Distt. Kapurthala branch, Kapurthala, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: VPO CHAHERU. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 494200 identify the Chaheru Distt. Kapurthala branch.
Yes. Punjab National Bank Chaheru Distt. Kapurthala Branch (IFSC: PUNB0494200) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0494200 → select NEFT/RTGS/IMPS → confirm with OTP.