Branch Details — PUNB0827300
| Bank Name | Punjab National Bank |
| Branch Name | Circle Sastra Centre Ludhiana WEST |
| IFSC Code | PUNB0827300 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 827300 |
| Address | CIRCLE SASTRA CENTRE LUDHIANA WEST SARBHA NAGAR PB LUDHI 141001 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +911123765326 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0827300
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0827300.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0827300.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0827300. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Circle Sastra Centre Ludhiana WEST branch, Ludhiana, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: CIRCLE SASTRA CENTRE LUDHIANA WEST SARBHA NAGAR PB LUDHI 141001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 827300 identify the Circle Sastra Centre Ludhiana WEST branch.
Yes. Punjab National Bank Circle Sastra Centre Ludhiana WEST Branch (IFSC: PUNB0827300) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0827300 → select NEFT/RTGS/IMPS → confirm with OTP.