Branch Details — PUNB0092900
| Bank Name | Punjab National Bank |
| Branch Name | Rai Kot, Distt. Ludhiana ,Punj |
| IFSC Code | PUNB0092900 |
| MICR Code | 141024202 |
| Bank Code (RBI) | PUNB |
| Branch Code | 092900 |
| Address | RAIKOT |
| City | Ludhiana |
| District | Raikot |
| State | Punjab |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0092900
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0092900.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0092900.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0092900. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Rai Kot, Distt. Ludhiana ,Punj branch, Ludhiana, Punjab.
The MICR code is 141024202. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: RAIKOT. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 092900 identify the Rai Kot, Distt. Ludhiana ,Punj branch.
Yes. Punjab National Bank Rai Kot, Distt. Ludhiana ,Punj Branch (IFSC: PUNB0092900) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0092900 → select NEFT/RTGS/IMPS → confirm with OTP.