Branch Details — PUNB0123400

Bank NamePunjab National Bank
Branch NameBhagsar, Distt. Muktsar ,Punj
IFSC CodePUNB0123400
MICR Code152024452
Bank Code (RBI)PUNB
Branch Code123400
AddressBHAGSAR, DISTT. MUKTSAR (PUNJ
CityMuktsar
DistrictMuktsar
StatePunjab
Toll Free1800-180-2222
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using PUNB0123400

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0123400.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0123400.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is PUNB0123400. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Bhagsar, Distt. Muktsar ,Punj branch, Muktsar, Punjab.
The MICR code is 152024452. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: BHAGSAR, DISTT. MUKTSAR (PUNJ. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 123400 identify the Bhagsar, Distt. Muktsar ,Punj branch.
Yes. Punjab National Bank Bhagsar, Distt. Muktsar ,Punj Branch (IFSC: PUNB0123400) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0123400 → select NEFT/RTGS/IMPS → confirm with OTP.

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