Branch Details — PUNB0346300
| Bank Name | Punjab National Bank |
| Branch Name | Ludhiana Overlock Road |
| IFSC Code | PUNB0346300 |
| MICR Code | 141024024 |
| Bank Code (RBI) | PUNB |
| Branch Code | 346300 |
| Address | OVERLOCK ROAD |
| City | Opp Cycle Market |
| District | Ludhiana |
| State | Punjab |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0346300
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0346300.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0346300.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0346300. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Ludhiana Overlock Road branch, Opp Cycle Market, Punjab.
The MICR code is 141024024. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: OVERLOCK ROAD. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 346300 identify the Ludhiana Overlock Road branch.
Yes. Punjab National Bank Ludhiana Overlock Road Branch (IFSC: PUNB0346300) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0346300 → select NEFT/RTGS/IMPS → confirm with OTP.