Branch Details — PUNB0079010
| Bank Name | Punjab National Bank |
| Branch Name | Patiala-lower MALL |
| IFSC Code | PUNB0079010 |
| MICR Code | 147024029 |
| Bank Code (RBI) | PUNB |
| Branch Code | 079010 |
| Address | LOWER MALL 147001 |
| City | Patiala |
| District | Patiala |
| State | Punjab |
| Contact | +911752224694 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0079010
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0079010.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0079010.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0079010. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Patiala-lower MALL branch, Patiala, Punjab.
The MICR code is 147024029. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: LOWER MALL 147001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 079010 identify the Patiala-lower MALL branch.
Yes. Punjab National Bank Patiala-lower MALL Branch (IFSC: PUNB0079010) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0079010 → select NEFT/RTGS/IMPS → confirm with OTP.