Branch Details — PUNB0010400
| Bank Name | Punjab National Bank |
| Branch Name | Cuddalore, Distt. South Areot |
| IFSC Code | PUNB0010400 |
| MICR Code | 605024003 |
| Bank Code (RBI) | PUNB |
| Branch Code | 010400 |
| Address | 1, BHARATHY ROAD |
| City | Cuddalore |
| District | Cuddalore, Tamil NADU |
| State | Tamil Nadu |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0010400
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0010400.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0010400.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0010400. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Cuddalore, Distt. South Areot branch, Cuddalore, Tamil Nadu.
The MICR code is 605024003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 1, BHARATHY ROAD. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 010400 identify the Cuddalore, Distt. South Areot branch.
Yes. Punjab National Bank Cuddalore, Distt. South Areot Branch (IFSC: PUNB0010400) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0010400 → select NEFT/RTGS/IMPS → confirm with OTP.