Branch Details — PUNB0390000
| Bank Name | Punjab National Bank |
| Branch Name | AGRA Ibb, Kalpnidhi AGRA |
| IFSC Code | PUNB0390000 |
| MICR Code | 282024016 |
| Bank Code (RBI) | PUNB |
| Branch Code | 390000 |
| Address | SANJAY PLACE |
| City | Agra |
| District | AGRA |
| State | Uttar Pradesh |
| Toll Free | 1800-180-2222 |
| SWIFT Code | PUNBINBBASC (international) |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0390000
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0390000.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0390000.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0390000. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank AGRA Ibb, Kalpnidhi AGRA branch, Agra, Uttar Pradesh.
The MICR code is 282024016. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SANJAY PLACE. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 390000 identify the AGRA Ibb, Kalpnidhi AGRA branch.
Yes. Punjab National Bank AGRA Ibb, Kalpnidhi AGRA Branch (IFSC: PUNB0390000) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0390000 → select NEFT/RTGS/IMPS → confirm with OTP.