Branch Details — PUNB0412000
| Bank Name | Punjab National Bank |
| Branch Name | Ntpc Unchahar Rai Bareilly |
| IFSC Code | PUNB0412000 |
| MICR Code | 229024061 |
| Bank Code (RBI) | PUNB |
| Branch Code | 412000 |
| Address | NTPC COLONY, UNCHAHAR |
| City | Rai Bareilly |
| District | Unchahar |
| State | Uttar Pradesh |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0412000
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0412000.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0412000.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0412000. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Ntpc Unchahar Rai Bareilly branch, Rai Bareilly, Uttar Pradesh.
The MICR code is 229024061. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NTPC COLONY, UNCHAHAR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 412000 identify the Ntpc Unchahar Rai Bareilly branch.
Yes. Punjab National Bank Ntpc Unchahar Rai Bareilly Branch (IFSC: PUNB0412000) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0412000 → select NEFT/RTGS/IMPS → confirm with OTP.