Branch Details — PUNB0196420

Bank NamePunjab National Bank
Branch NameMahamadabad Kotwa
IFSC CodePUNB0196420
MICR CodeNot allotted
Bank Code (RBI)PUNB
Branch Code196420
AddressMAHAMADABAD KOTWA,
CityRai Bareli
DistrictLucknow
StateUttar Pradesh
Toll Free1800-180-2222
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using PUNB0196420

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0196420.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0196420.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is PUNB0196420. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Mahamadabad Kotwa branch, Rai Bareli, Uttar Pradesh.
This branch has not been allotted an MICR code in RBI records.
Address: MAHAMADABAD KOTWA,. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 196420 identify the Mahamadabad Kotwa branch.
Yes. Punjab National Bank Mahamadabad Kotwa Branch (IFSC: PUNB0196420) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0196420 → select NEFT/RTGS/IMPS → confirm with OTP.

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