Branch Details — PUNB0388000
| Bank Name | Punjab National Bank |
| Branch Name | Ram Nagar ,Nainital |
| IFSC Code | PUNB0388000 |
| MICR Code | 244024402 |
| Bank Code (RBI) | PUNB |
| Branch Code | 388000 |
| Address | PAITH PARAO, RAM NAGAR,DISTT NAINITAL |
| City | Ram Nagar (uttranchal) |
| District | Ram Nagar ,Uttranchal |
| State | Uttarakhand |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0388000
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0388000.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0388000.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0388000. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Ram Nagar ,Nainital branch, Ram Nagar (uttranchal), Uttarakhand.
The MICR code is 244024402. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: PAITH PARAO, RAM NAGAR,DISTT NAINITAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 388000 identify the Ram Nagar ,Nainital branch.
Yes. Punjab National Bank Ram Nagar ,Nainital Branch (IFSC: PUNB0388000) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0388000 → select NEFT/RTGS/IMPS → confirm with OTP.