Branch Details — PUNB0010020
| Bank Name | Punjab National Bank |
| Branch Name | Royal Exchange |
| IFSC Code | PUNB0010020 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 010020 |
| Address | POST BOX NO 559,NETAJI SUBASH ROAD |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0010020
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0010020.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0010020.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0010020. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Royal Exchange branch, Kolkata, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: POST BOX NO 559,NETAJI SUBASH ROAD. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 010020 identify the Royal Exchange branch.
Yes. Punjab National Bank Royal Exchange Branch (IFSC: PUNB0010020) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0010020 → select NEFT/RTGS/IMPS → confirm with OTP.