Branch Details — PUNB0320000
| Bank Name | Punjab National Bank |
| Branch Name | South Garia, Distt. Pargana |
| IFSC Code | PUNB0320000 |
| MICR Code | 700024068 |
| Bank Code (RBI) | PUNB |
| Branch Code | 320000 |
| Address | SOUTH GARIA, DISTT. 24 PARAGANA(SOUTH) |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0320000
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0320000.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0320000.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0320000. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank South Garia, Distt. Pargana branch, Kolkata, West Bengal.
The MICR code is 700024068. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SOUTH GARIA, DISTT. 24 PARAGANA(SOUTH). Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 320000 identify the South Garia, Distt. Pargana branch.
Yes. Punjab National Bank South Garia, Distt. Pargana Branch (IFSC: PUNB0320000) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0320000 → select NEFT/RTGS/IMPS → confirm with OTP.