Branch Details — PUNB0845700
| Bank Name | Punjab National Bank |
| Branch Name | Zoaec Kolkata |
| IFSC Code | PUNB0845700 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 845700 |
| Address | KOLKATA WB KOLKA |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Contact | +915732283501 |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0845700
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0845700.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0845700.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0845700. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Zoaec Kolkata branch, Kolkata, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: KOLKATA WB KOLKA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 845700 identify the Zoaec Kolkata branch.
Yes. Punjab National Bank Zoaec Kolkata Branch (IFSC: PUNB0845700) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0845700 → select NEFT/RTGS/IMPS → confirm with OTP.