Branch Details — PUNB0051620

Bank NamePunjab National Bank
Branch NameGaighata
IFSC CodePUNB0051620
MICR CodeNot allotted
Bank Code (RBI)PUNB
Branch Code051620
AddressGAIGHATA,24PARGANA(NORTH)
CityNorth 24 Parganas
DistrictGaighata
StateWest Bengal
Toll Free1800-180-2222
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using PUNB0051620

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0051620.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0051620.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is PUNB0051620. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Gaighata branch, North 24 Parganas, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: GAIGHATA,24PARGANA(NORTH). Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 051620 identify the Gaighata branch.
Yes. Punjab National Bank Gaighata Branch (IFSC: PUNB0051620) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0051620 → select NEFT/RTGS/IMPS → confirm with OTP.