Branch Details — PUNB0301000
| Bank Name | Punjab National Bank |
| Branch Name | Ratulia, Distt. Midnapur ,wb |
| IFSC Code | PUNB0301000 |
| MICR Code | 721024627 |
| Bank Code (RBI) | PUNB |
| Branch Code | 301000 |
| Address | DISTT. PURBA MIDNAPUR |
| City | Ratulia |
| District | Ratulia |
| State | West Bengal |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0301000
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0301000.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0301000.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0301000. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Ratulia, Distt. Midnapur ,wb branch, Ratulia, West Bengal.
The MICR code is 721024627. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DISTT. PURBA MIDNAPUR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 301000 identify the Ratulia, Distt. Midnapur ,wb branch.
Yes. Punjab National Bank Ratulia, Distt. Midnapur ,wb Branch (IFSC: PUNB0301000) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0301000 → select NEFT/RTGS/IMPS → confirm with OTP.