Branch Details — RATN0000078
| Bank Name | RBL Bank |
| Branch Name | Kharghar |
| IFSC Code | RATN0000078 |
| MICR Code | 400176011 |
| Bank Code (RBI) | RATN |
| Branch Code | 000078 |
| Address | THE RATNAKAR BANK LTD,SURYA KOTI BUILDING, SURYA CO OP. HOUSING SOCIETY LTD. PLOT NO.16, SECTOR 19, KHARGHAR, NAVI MUMBAI 410 210. TAL.PANVEL, DIST. RAIGAD. |
| City | Raigad |
| District | Raigad |
| State | Maharashtra |
| Toll Free | 1800-121-9050 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using RATN0000078
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC RATN0000078.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC RATN0000078.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is RATN0000078. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at RBL Bank Kharghar branch, Raigad, Maharashtra.
The MICR code is 400176011. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: THE RATNAKAR BANK LTD,SURYA KOTI BUILDING, SURYA CO OP. HOUSING SOCIETY LTD. PLOT NO.16, SECTOR 19, KHARGHAR, NAVI MUMBAI 410 210. TAL.PANVEL, DIST. RAIGAD.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
RATN identifies RBL Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000078 identify the Kharghar branch.
Yes. RBL Bank Kharghar Branch (IFSC: RATN0000078) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC RATN0000078 → select NEFT/RTGS/IMPS → confirm with OTP.