Branch Details — SRCB0000427
| Bank Name | Saraswat Co-operative Bank |
| Branch Name | Alkapuri |
| IFSC Code | SRCB0000427 |
| MICR Code | 390088005 |
| Bank Code (RBI) | SRCB |
| Branch Code | 000427 |
| Address | ABHINAV COMPLEX,67,VISHWAS COLONY,BELOW VENUS HOSPITAL,JETALPUR ROAD,VADODARA,GUJARAT 390 005 |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Contact | +912652329001 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SRCB0000427
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SRCB0000427.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SRCB0000427.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SRCB0000427. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Saraswat Co-operative Bank Alkapuri branch, Vadodara, Gujarat.
The MICR code is 390088005. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ABHINAV COMPLEX,67,VISHWAS COLONY,BELOW VENUS HOSPITAL,JETALPUR ROAD,VADODARA,GUJARAT 390 005. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SRCB identifies Saraswat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000427 identify the Alkapuri branch.
Yes. Saraswat Co-operative Bank Alkapuri Branch (IFSC: SRCB0000427) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SRCB0000427 → select NEFT/RTGS/IMPS → confirm with OTP.