Branch Details — SRCB0000124
| Bank Name | Saraswat Co-operative Bank |
| Branch Name | Vikhroli ,east |
| IFSC Code | SRCB0000124 |
| MICR Code | 400088047 |
| Bank Code (RBI) | SRCB |
| Branch Code | 000124 |
| Address | 11-14, SAI SUMAN, BEHIND BEST DEPOT, VIKHROLI EAST, MUMBAI 400083. |
| City | Greater Bombay |
| District | Mumbai |
| State | Maharashtra |
| Contact | +912225741105 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SRCB0000124
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SRCB0000124.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SRCB0000124.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SRCB0000124. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Saraswat Co-operative Bank Vikhroli ,east branch, Greater Bombay, Maharashtra.
The MICR code is 400088047. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 11-14, SAI SUMAN, BEHIND BEST DEPOT, VIKHROLI EAST, MUMBAI 400083.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SRCB identifies Saraswat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000124 identify the Vikhroli ,east branch.
Yes. Saraswat Co-operative Bank Vikhroli ,east Branch (IFSC: SRCB0000124) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SRCB0000124 → select NEFT/RTGS/IMPS → confirm with OTP.