Branch Details — SRCB0000473

Bank NameSaraswat Co-operative Bank
Branch NameJ B Nagar
IFSC CodeSRCB0000473
MICR Code400088158
Bank Code (RBI)SRCB
Branch Code000473
AddressGROUND FLOOR, G2/G3, SILVER CO-OP HOUSING SOCIETY, J B NAGAR, ANDHERI (E) MUMBAI 400 059
CityMumbai
DistrictMumbai
StateMaharashtra
Contact+918657020411
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using SRCB0000473

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SRCB0000473.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SRCB0000473.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is SRCB0000473. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Saraswat Co-operative Bank J B Nagar branch, Mumbai, Maharashtra.
The MICR code is 400088158. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR, G2/G3, SILVER CO-OP HOUSING SOCIETY, J B NAGAR, ANDHERI (E) MUMBAI 400 059. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SRCB identifies Saraswat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000473 identify the J B Nagar branch.
Yes. Saraswat Co-operative Bank J B Nagar Branch (IFSC: SRCB0000473) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SRCB0000473 → select NEFT/RTGS/IMPS → confirm with OTP.

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