Branch Details — SRCB0KNS004

Bank NameSaraswat Co-operative Bank
Branch NameKurla N S BANK Bhandup WEST
IFSC CodeSRCB0KNS004
MICR Code400077004
Bank Code (RBI)SRCB
Branch CodeKNS004
AddressOPP. JAI HIND OIL MIL, L.B.S. MARG,NEAR MAGATRAM PETROL PUMP, BHANDUP WEST, MUMBAI 400 078
CityMumbai
DistrictMumbai
StateMaharashtra
Contact+912225947302
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using SRCB0KNS004

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SRCB0KNS004.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SRCB0KNS004.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is SRCB0KNS004. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Saraswat Co-operative Bank Kurla N S BANK Bhandup WEST branch, Mumbai, Maharashtra.
The MICR code is 400077004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: OPP. JAI HIND OIL MIL, L.B.S. MARG,NEAR MAGATRAM PETROL PUMP, BHANDUP WEST, MUMBAI 400 078. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SRCB identifies Saraswat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters KNS004 identify the Kurla N S BANK Bhandup WEST branch.
Yes. Saraswat Co-operative Bank Kurla N S BANK Bhandup WEST Branch (IFSC: SRCB0KNS004) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SRCB0KNS004 → select NEFT/RTGS/IMPS → confirm with OTP.