Branch Details — SRCB0KNS012

Bank NameSaraswat Co-operative Bank
Branch NameKurla N S Bank Chembur
IFSC CodeSRCB0KNS012
MICR Code400077012
Bank Code (RBI)SRCB
Branch CodeKNS012
AddressBALRAM NIVAS, NEAR ASHISH CINEMA, LAXMI COLONY, CHEMBUR, MUMBAI 400 074
CityMumbai
DistrictMumbai
StateMaharashtra
Contact+912225547928
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using SRCB0KNS012

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SRCB0KNS012.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SRCB0KNS012.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is SRCB0KNS012. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Saraswat Co-operative Bank Kurla N S Bank Chembur branch, Mumbai, Maharashtra.
The MICR code is 400077012. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: BALRAM NIVAS, NEAR ASHISH CINEMA, LAXMI COLONY, CHEMBUR, MUMBAI 400 074. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SRCB identifies Saraswat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters KNS012 identify the Kurla N S Bank Chembur branch.
Yes. Saraswat Co-operative Bank Kurla N S Bank Chembur Branch (IFSC: SRCB0KNS012) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SRCB0KNS012 → select NEFT/RTGS/IMPS → confirm with OTP.

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